A Medicare advisor's top priority is to help you understand, evaluate, and apply for the Medicare coverage that's right for you. They answer all your questions, identify your best insurance options, and then help you sign up for the plan.
Unlike private insurance companies that only offer plans that they sell, a consultant acts as your licensed independent Medicare advisor. You can also use the internet to find the best Medicare consulting services.
They provide you with detailed information and pricing and coverage recommendations for your best option based on an analysis of the rates available in your area as well as your specific health condition, doctor, and current prescription.
They’ll help you step-by-step get exactly what you need, whether you want an original Medicare plan, prescription drug coverage, or a Medicare supplement insurance plan. It’s that simple.
When you join a Medicare Advantage plan, you use the medical insurance card that you get from the plan for your health care. In most of these plans, there generally are extra benefits and lower co-payments than in the Original Medicare plan.
Most Medicare Advantage Plans are managed care plans, usually a health maintenance organization (HMO) or a preferred provider organization (PPO) and you may have to see doctors that belong to the plan or go to certain hospitals to get services.